The most promising Swiss Fintech startups and scale-ups of 2024, according to investors

The 100 most innovative and promising Swiss startups are picked by a panel of 100 leading investors and industry experts and are revealed at the TOP 100 Swiss Startup Award. This year, the Fintech sector has 11 representative startups in the TOP 100 Swiss startup ranking (including 1 in the TOP 10 and 1 in the scale-up ranking). We have also talked with the Head of Primary Markets at SIX Swiss Exchange Valeria Ceccarelli about the sector insights. Learn more about how these Fintech companies are shaping the future of financial innovation.

The annual ranking of the TOP 100 Swiss Startups has become a benchmark in Switzerland’s startup ecosystem—and beyond. Every year, a panel of 100 leading investors and startup experts chooses the 100 most innovative and promising Swiss startups. Each jury member nominates 10 Swiss startups that are fewer than five years old and show the greatest commercial potential. They assign 10 points for the first place and one point for the tenth place. The companies with the most points make it into the TOP 100 Swiss Startup Ranking.

“The Swiss financial industry has recognised the potential of working with knowledge-based fintech startups,” says Valeria Ceccarelli, Head Primary Markets at SIX Swiss Exchange. In fact, no other sector has more incubation and accelerator pr ogrammes. “From the perspective of established financial service providers, fintechs can help to accelerate innovation and the adoption of new technology,” explains Ceccarelli. Conversely, startups benefit from providers’ technical expertise, customer reach, and regulatory knowledge. Whether AI applications in the banking advisory business (Unique), cryptocurrency trading (Relai) or automation of operational expense management (Yokoi), all three business models use the infrastructure of a stable, efficient, and internationally networked financial centre.



Discover the 11 Fintech startups that impressed the TOP 100 Swiss Startup Award Jury in 2024:

Yokoy Group, #3
The Swiss FinTech company Yokoy (formerly Expense Robot) uses artificial intelligence to automate the entire corporate spend and corporate credit card process. 

Relai, #24
Relai's Bitcoin-only app is designed to be simple and intuitive, allowing anyone to buy and sell Bitcoin within minutes. Relai stands out in the crowded cryptocurrency market with its unique approach to self-custody.

Unique, #32
Unique FinanceGPT is a tailored solution for the financial industry that aims to increase productivity by automating manual workload through AI and ChatGPT solutions.

Numarics, #33
Numarics is the modern all-in-one solution that uniquely combines human expertise, modern technology, and artificial intelligence into a seamless offering. 

Calvin Risk, #44
Calvin Risk provides an AI validation platform with integrated model assessments, severity estimation, governance inventory, and compliance reporting to help businesses meet regulatory requirements and avoid financial losses.

Aktionariat, #51
Aktionariat provides a platform for issuing, managing and trading tokenized shares. Blockchain technology enables a direct market between the company and its investors and also serves as a distributed ledger.

LeaseTeq, #56
With LeaseTeq's completely independently developed leasing software, the Swiss market is enriched with the first completely digital, bank-independent leasing offer.

Aisot Technologies, #60
Aisot Technologies is spearheading a new era of asset management. The proprietary AI platform of Aisot allows asset managers to create customized investment strategies and portfolios that automatically adapt to fast-changing markets.

TRESIO, #62
Tresio is the world's first smart CoPilot for CFOs in small and medium-sized enterprises, revolutionizing financial planning and analytics. Its cloud-based platform seamlessly integrates with banking, invoicing, and accounting tools to provide a comprehensive 360-degree financial view, empowering businesses to make agile and informed decisions.

grape insurance, #67
grape is an ETH spin-off offering employee insurance products for companies (KTG, UVG(Z), and BVG) in Switzerland. These insurances are bundled with a B2B SaaS product that saves the insured companies time managing their coverages and claims. 

MARK Investment Holding, #95
The Fintech startup helps private investors diversify their portfolios by providing easy access to alternative investments. Its vision is to enable every private investor in Europe to diversify their portfolio with alternative investments.

Winner of the public voting

The TOP 100 Public Voting runs parallel to the expert jury rankings and highlights 1 outstanding Swiss startup in the Fintech sector. All startups that are no older than five years and listed on startup.ch are eligible to participate. Each person with a LinkedIn profile has one vote, and the company with the most votes win. The TOP 100 Public Voting Fintech winner in 2024 is THORWallet.

Swiss Fintech scale-up ranking 2024

The TOP 100 Swiss Scale-up Ranking includes companies that are between 5 and 10 years old and have the greatest potential to become future Swiss unicorns. A growth jury of 25 investors selects the TOP 100 Swiss Scale-ups: Each jury member names five scale-ups and awards points similar to the startup ranking. Companies with the most points secure a spot in the TOP 100 Scale-up Ranking. Discover the Fintech startup that impressed the scale-up jury in 2024:

• Ledgy

The 14th edition of the TOP 100 Swiss Startup Award 2024 celebrated Switzerland's most promising startups. Discover the Fintech startups and all other startups in the TOP 100 Swiss Startup Magazine 2024 or follow the hashtag #TOP100SSU on Linkedin, Twitter, and Instagram for insights.